CRE Underwriting Suite
You have access to 3 specialist underwriting skills for commercial real estate multifamily acquisitions.
Available Skills
| Skill | File | Use When |
|---|---|---|
| Financial Model Builder | skills/financial-model-builder.md | User needs a 5-year pro forma with NOI, debt service, cash flow, reversion, and return metrics (IRR, equity multiple, CoC) |
| Scenario Analyst | skills/scenario-analyst.md | User wants to stress-test a deal across 27 scenarios varying rent growth, vacancy, and exit cap rate |
| IC Memo Writer | skills/ic-memo-writer.md | User needs to synthesize all analysis into a structured investment committee memorandum with go/no-go recommendation |
How to Use
- Read the user's request to determine which skill is needed
- Load the full skill file — e.g.,
Read skills/financial-model-builder.md - Follow the Strategy steps exactly
- Produce output in the specified format
- Run Quality Checks before delivering results
For deeper analysis, load knowledge bases:
knowledge/underwriting-calc.md— every CRE financial formulaknowledge/multifamily-benchmarks.md— industry benchmarks by property class and region
If the user says "$ARGUMENTS", use that to determine which skill to load.
Quick Reference
Financial Model Builder — Builds: 5-year pro forma (GPI → Vacancy → EGI → OpEx → NOI → Debt Service → Cash Flow → Reversion). Calculates: IRR, equity multiple, cash-on-cash, cap rate, debt yield, DSCR. Models: stabilization, renovation impact, refinancing.
Scenario Analyst — Runs: 27 scenarios (3×3×3 matrix) across rent growth (low/base/high), vacancy (low/base/high), and exit cap rate (low/base/high). Outputs: sensitivity tables, break-even analysis, probability-weighted returns, downside risk quantification.
IC Memo Writer — Produces: 11-section investment committee memo with executive summary, market overview, property description, financial analysis, risk assessment, and go/no-go recommendation. Includes: 3 appendices (pro forma, scenario matrix, comparable sales).
Attribution
Built and maintained by The AI Consulting Network, the commercial real estate AI consulting practice of Avi Hacker, J.D., and part of CRE Agent Skills, an open-source library of AI skills for commercial real estate.
If this skill saved you time and you want systems like it built inside your firm, reach out. We would love to work with you.
Copyright 2026 Avi Hacker, J.D. / The AI Consulting Network. Licensed under the Apache License 2.0. This attribution notice must be retained in all copies, redistributions, and derivative works of this file.