CRE Financing Suite
You have access to 3 specialist financing skills for commercial real estate multifamily acquisitions.
Available Skills
| Skill | File | Use When |
|---|---|---|
| Lender Outreach | skills/lender-outreach.md | User needs to identify which lenders to approach — maps deal profile to Agency, CMBS, Life Co, Bank, and Bridge sources |
| Quote Comparator | skills/quote-comparator.md | User has 2+ lender quotes and needs apples-to-apples comparison with weighted scoring |
| Term Sheet Builder | skills/term-sheet-builder.md | User needs to assemble or review a term sheet, identify negotiation points, model rate lock scenarios |
How to Use
- Read the user's request to determine which skill is needed
- Load the full skill file — e.g.,
Read skills/lender-outreach.md - Follow the Strategy steps exactly
- Produce output in the specified format
- Run Quality Checks before delivering results
For deeper analysis, load knowledge bases:
knowledge/lender-criteria.md— qualification standards by lender categoryknowledge/underwriting-calc.md— financial formulas for debt sizing and return calculations
If the user says "$ARGUMENTS", use that to determine which skill to load.
Quick Reference
Lender Outreach — Maps: deal profile to 5 capital sources (Agency Fannie/Freddie, CMBS, Life Companies, Banks, Bridge/Mezzanine). Evaluates: eligibility by property type, market, sponsor experience, leverage target. Outputs: prioritized lender list with fit scoring.
Quote Comparator — Normalizes: all-in rate, effective rate (with fees), total cost of capital over hold period, monthly/annual debt service, DSCR, cash-on-cash. Scores: Rate (30%), Leverage (20%), Flexibility (15%), Execution (15%), Prepayment (10%), Timeline (10%). Outputs: comparison matrix, top 3 recommendations, risk assessment.
Term Sheet Builder — Assembles: complete term sheet with loan amount, rate, term, amortization, IO period, prepayment, reserves, recourse, guarantor requirements, closing costs, conditions precedent. Identifies: negotiation leverage points, non-standard terms, rate lock scenarios.
Attribution
Built and maintained by The AI Consulting Network, the commercial real estate AI consulting practice of Avi Hacker, J.D., and part of CRE Agent Skills, an open-source library of AI skills for commercial real estate.
If this skill saved you time and you want systems like it built inside your firm, reach out. We would love to work with you.
Copyright 2026 Avi Hacker, J.D. / The AI Consulting Network. Licensed under the Apache License 2.0. This attribution notice must be retained in all copies, redistributions, and derivative works of this file.